Press Release Details

Triple-I Offers Floridians Preparedness Tips for Tropical System Impacts


Floridians should be on alert for the impacts of a tropical depression that the National Hurricane Center said Friday morning could form as soon as this weekend in the western Gulf of Mexico and directly impact the state early next week, according to the Insurance Information Institute (Triple-I). The next named Atlantic basin storm will be called Idalia.

The Triple-I offers these preparedness tips for all residents in the path of the storm:

  • Review your evacuation plan and, if you have a pet, your pet's evacuation plan
  • Make sure your hurricane kit includes a minimum 14-day supply of non-perishable food and drinking water (one gallon per person, per day) for all family members and pets, as well as a two-week supply of medications for everyone in your household
  • Write down the name and phone number of your insurer and insurance professional and keep this information either in your wallet or purse
  • Purchase emergency supplies, such as batteries and flashlights
  • Fully charge your cell phones so you can receive weather alerts
  • Prepare your yard by removing all outdoor furniture, lawn items, planters and other materials that could become airborne due to high winds
  • Fill your car's gasoline tank

Damage caused by hurricanes and tropical storms are covered under different insurance policies, according to the Triple-I.

Wind-caused property damage is covered under standard homeowners, renters and business insurance policies. Renters’ insurance covers a renter’s possessions while the landlord insures the structure.

Property damage to a home, a renter’s possessions, and a business – resulting from a flood – is covered under a FEMA National Flood Insurance Program (NFIP) policy or a private flood insurance policy, if the homeowner, renter or business has purchased one.

Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. Nearly 80 percent of U.S. drivers choose to purchase comprehensive coverage.

Hurricane Preparedness Tips

Facts & Statistics:

Catastrophes: Insurance Issues
Understanding Your Insurance Deductibles
Five Steps to Preparing an Effective Evacuation Plan
Flood: State of the Risk

What Are Hurricane Deductibles?

About the Insurance Information Institute

With more than 50 insurance company members — including regional, super-regional, national, and global carriers — the Insurance Information Institute (Triple-I) is the #1 online source for insurance information in the U.S. The organization’s website, blog and social media channels offer a wealth of data-driven research studies, white papers, videos, articles, infographics and other resources solely dedicated to explaining insurance and enhancing knowledge.

Unlike other sources, Triple-I’s sole focus is creating and disseminating information to empower consumers. It neither lobbies nor sells insurance. Triple-I offers objective, fact-based information about insurance – information that is rooted in economic and actuarial soundness. Triple-I is affiliated with The Institutes Risk and Insurance Knowledge Group.

Florida Press Office: Mark Friedlander, 904-806-7813,

Source: Insurance Information Institute